Thousands of Canadians struggle with bad credit issues every year. It doesn’t help that banks make it extremely difficult for anyone to get a car loan with a beacon score lower than 650.
Sandra Mitchell is one of the unlucky. In her early twenties, Sandra made some bad financial decisions.
“I was young and irresponsible. I didn’t know the first thing about maintaining a budget. I racked up a few credit cards and the next thing you know, I was in $15,000 in debt.”
After consolidating her bills and getting a second job, Sandra was able to pay most of her debt off after a couple of years. Her credit, however, told another story.
“I’m almost 30 now and I’ve come such a long way, but my credit score is STILL bad. I’m way more responsible with my money than I used to be. Sure, I made some mistakes in my past, but who hasn’t?”
Sandra said she recently went to apply for a new car loan, only to be denied.
“It wasn’t just my bank that said no, either. Everywhere I turned it seemed like nobody wanted to help me. They just kept saying I was an undesirable candidate! They didn’t even get a chance to know me or my situation.
“They just looked at my credit score and instantly judged me. If only they knew how hard I had been working to make things right.”
Sandra’s fiancé Dave suggested trying My Ride. He heard from the radio that they specialized in bad credit customers like Sandra. Sandra went online to check out their website and the rest, you could say, was history.
“I figured my situation was helpless. I had been denied so many times! Then I started working with My Ride. Everyone I dealt with was so amazing. They didn’t look at me like I was just a number, they actually got to know my situation.”
Not only was Sandra approved for a new car loan after just a few days, she was able to buy a car she thought she’d never be able to afford.
“I’m driving my dream car and my payments are totally manageable. I can’t thank My Ride enough for all they’ve done for me!”
My Ride is one of the largest automotive groups in Western Canada. Over the last 10 years, they’ve enjoyed huge success thanks to their customer-first approach and a loan application process that’s easy and simple to understand.
Walther Croft, a 24/7 personal shopper with My Ride, explains.
“With over 10,000 vehicles in our inventory and 38 dealerships across Alberta and B.C., you could say we’re pretty big,” laughs Karen.
“We’ve helped over 30,000 Canadians find vehicles they love regardless of their credit situation. Thanks to our success, we’re able to finance our customers with our own money! We believe in giving people a second chance at credit, and we’re willing to put our money where our mouths are.”
A year later, Sandra is in a brand new vehicle and she couldn’t be happier.
“I almost gave up. I wouldn’t be in a vehicle today if it weren’t for the great people at My Ride.”