We Can Approve Car Loans When Others Can’t

Here's How
car loans

We Don’t Need the Banks to Approve Car Loans

Did you know that almost every car dealership and credit lending website is lying to you when they say they have a 99% success rate when approving car loans?

Here’s the plain truth: but they’re nothing more than middle-men for the banks. It’s the banks that approve your loan, not the dealerships, and not the auto loan websites. So, when a website says they “guarantee” they can get you approved, they’re flat out lying to you. They can’t guarantee anything because they don’t have the power to make it happen.

But we do.

MyRide.ca is the only site that can approve you for car loans even if the banks say “no.” That’s because we can lend you the money ourselves. Thanks to our success, we have tens of millions of dollars set aside to provide Canadians with the auto financing they need.

So even if the banks have said no to you in the past, we can still get you approve.

We Can Lower the Interest Rate on Car Loans Every Year

At My Ride, you don’t have to be stuck in a high, expensive interest rate. We’re one of the few companies that can lower your interest rate as you go if you’re paying your bills on time.

If you get a financing offer from another website that’s high—15%-25% let’s say—then you’re stuck paying that interest for your entire loan. Do you really want to pay 25% interest on your car payments for six or seven years?

With My Ride, we can lower your interest every year. So even if you start at 25%, you might be able to get 20% later, and then 15%. We’ve even had customers go from 9% to 5% to 0%!

car loans
car loans for bad credit

We Have Personal Shoppers to Find You the Right Vehicle

It’s not enough to just get approved for car loans. At My Ride, we approve you for you for vehicles you love that work for your lifestyle and your budget.

That’s why we have a 24/7 staff of personal shoppers who will scour our network of 40+ dealerships to find you the best car, at he most convenient location, for the best price possible. Then they cater car loans to fit your needs.

Paying your bills on time becomes so much easier when you have the right vehicle. All you need to do is tell us roughly what you’re looking for—style, price, any features you’d like to have—and our team does all the hard work for you.

13,000 Vehicles and 21 Brands to Choose From

We don’t just have the cash you need for car loans. We also have the cars.

We have more than 13,000 vehicles in our inventory, which means we definitely have a vehicle that works for you, one that you’ll love. We have new and used vehicles from Ford, Ram, Dodge, Toyota, Nissan, Hyundai, Mazda, Volkswagen, Kia, and more.

Unlike other finacing companies, we're a one stop shop. We'll get you approved AND we'll find the vehicle you need. By Choosing My Ride, you're getting a much simpler buying experience.

We have the cars, we have the cash, and we take care of the whole process, from start to finish.

car loan canada

Our 3-Step Process for Approving Car Loans


Choose the Vehicle You Want

What you want to drive, how much you want to pay for it, and where you live. That’s it! We don’t ask for anything else to get the process started.


We Find Your Perfect Vehicle

As soon as you tell us what you’re looking for, our personal shoppers get to work. They’ll find the vehicle you want as close to home as possible, at the best possible price.


We Get You Approved

We’ll work with 15 different lenders to get your car loans approved. Even if they all say “no,” we can still finance you ourselves, with our own money.

Let’s Get Started!

Don’t worry. Your credit issues aren’t as bad as you might think. We’ll prove it, by getting you approved today.

If we sound confident, it’s because we are. We know we can get you approved for a vehicle you actually enjoy driving. So make us put our money where your loan is!

Get started by telling us what you’d like to be driving, and we’ll take care of the rest.

Get Started Now