Why My Ride Approves More Car Loans Than Anyone Else


EDMONTON, AB – The team behind My Ride has approved more than 300,000 Canadian car loans since 2011. It’s a staggering number, made even more impressive by the fact that, until this year, the company worked almost exclusively in Alberta.

Since going Canada-wide in 2018, My Ride has allowed more low credit/no credit customers to purchase vehicles than ever before. It’s all thanks to a unique, industry-leading approach that no other auto loan company can duplicate.

Most credit websites will “guarantee” approvals or claim 99% success rates, but the truth is … they’re lying to you. They can’t guarantee anything because they aren’t the ones approving customers. It’s the banks that choose to approve or deny auto loan customers. Every auto website you’ll find online simple acts as a middle man, so they can’t promise you anything that anyone else can’t.

Except for us, that is.

My Ride is different, and here’s why: we’re the only car loan lender that can approve you without the banks’ permission. That’s because, thanks to our success, we can finance your car loan ourselves. With our own money.

We Can Approve You Even if Others Can’t

Even if you’ve been denied before—by TD, Scotia Bank, Bank of Montreal, Royal Bank, pick your favourite—we can get you approved for a car loan.

At My Ride, we have more than $125 million set aside to finance Canadian drivers RIGHT NOW, and some of that can be yours if you need it. No other car dealership or auto loan website in the country can promise you even close to that.

Because we don’t rely on the banks—who are notoriously conservative when lending money—we are able to work with customers with lower credit scores:

  • Low Credit
  • No Credit
  • Recent Bankruptcies
  • New Canadians
  • Self-Employed
  • Difficult-to-Prove Income
  • Divorcés

No matter your history, we can get you approved. If you’re pessimistic about your credit situation, we can get you approved.

Trust us when we say that we’ve helped people in worse financial situations.

$0 Down Options Are Available

Down payments are often the kicker, right?

You’ve likely found lenders before who were willing to finance a vehicle purchase for you, but only if you put an outrageous amount down first.

We’re well aware that you likely don’t have $10,000 to put towards a vehicle right away, or even $5000. That’s why we have a number of programs available to ensure you pay as little up front as you need to.

We even have $0 down options available.

21 Brands and 12,000 Vehicles to Choose From

We don’t just have the cash. We have the cars, too!

We partner with 21 brands and 40+ car dealerships in order to get you access to the most vehicles possible.

In fact, My Ride has access to Alberta’s largest vehicle inventory. We work directly with Ford, Ram, Dodge, VW, Honda, Nissan, Hyundai, Kia, Mazda, Jeep, Chrysler, Volvo, and more.

And because we work with so many manufacturers, we have access to dozens of programs to help low- and no-credit customers get back on the road with a vehicle they love. This includes New Canadians and First Time Car Buyers!

Need Help? Our 24/7 Team is Here For You

If auto financing is confusing or frustrating for you, don’t worry. We have a full time, around the clock team of people who can do all the hard work for you.

Our credit specialists will find what you’re looking for, at a dealership near you, at the lowest possible price. We can even book your appointments!

We’ll even pre-approve you for financing before you even walk into the store. So before you even leave your house you’ll know exactly what you can buy.

All you have to do is show up for the test drive and sign on the dotted line.

Get Approved in Just a Few Hours

So why don’t we get started?

All you have to do is click the button below and let us know a few minor details. At that point, our team will get to work finding vehicles you’re going to love, in your price range, and in your neck of the woods.

We promise to make your shopping experience as convenient as possible. So get excited! Your approval is just around the corner.

Apply Now