Denied a Car Loan? Here’s the Hidden Truth the Banks Didn’t Tell You


Have you applied for a car loan recently only to be denied? Were you told your credit was too low? Did they say you were too high risk? Did your lack of credit history affect your approval?

Don’t give up. There’s a hidden truth behind all of this, but the banks simply didn’t tell you: you can get a car loan without involving the banks at all.

It’s called My Ride.

With, you can get approved for a car loan because if the banks deny you we can actually finance you with our own money. Cut them out of the process entirely!

Where Should You Reapply?


We’ve helped tens of thousands of people get a car after they’ve already been denied somewhere else. Thanks to our success, we use our own money to financing our customers. That way, we don’t have to work with the banks or their tight regulations.

At My Ride, we make our own rules. Which means our lending restrictions are lighter, and we’re willing to work with you and your bad credit while still finding you a vehicle you love at a price you can afford.

In addition to an easier approval process, we work directly with dozens of manufacturers. Buying at a single dealership means you’re limited to a particular brand. Not with us! With over 10,000 vehicles in our inventory, we have one of the largest selections of new and previously owned cars, trucks and SUVs in Canada.

And once you’ve found the perfect set of wheels, our staff of 24/7 personal shoppers will work within your budget to establish payments you can maintain. Because the right car loan can actually help you improve your credit score.

When Should You Reapply?

Don’t sit around and wait. Apply today.

We specialize in getting low-credit, no-credit, and recently bankrupt customers into vehicles they love with monthly payments they can actually afford.

We have an in-house finance team that will work with you every step of the way. We have lots of flexible plans, so no matter your situation, we have a way to work around it.

You don’t need to wait around and build your credit up over another year or two. Just apply with us today and you’ll be back on the road in no time.

Do You Have Bad Credit? We Want to Help!

Bad credit is the most common reason people are denied car loans. If you take anything away from this article, it should be this:

Banks are afraid of low credit customers. We aren’t.

To a bank, lending to a person with poor credit is ‘bad for business.’ You’re seen as a risk. That’s why you’re likely to be denied, even if your credit is considered ‘fair.’

Luckily, our success has given us the ability to skip the banks entirely and finance you with our own money.

If you’ve been denied for a car loan, speak with one of our 24/7 representatives today. Together, they’ll help you figure out why you were denied and how you can secure a loan moving forward.

You have nothing to lose and everything to gain.